grameenhealthcare.com Yes We Can support Yunus goal to design national healthcare system for Bangla
One of the biggest findings by investment banks for youth is that policy analyses of healthcare for the elderly and
heafthcare for youth involve wholly different impact analyses of compound opportunities and risks. Because youth are not are
a voting constituency in democratic government, heathcare policies spin further and further away from youth's health needs
even though the future of any nation depends on growing the productivity of youth
Youth investment banking has innovated the the biggest gamechanger in economy of heathltcare - free nursing colleges.
Not only do these compound the economic goal of ending nurseless communities but they focus youth passions on how mobile collaboration
technology can transform wellbeing and healthcrae costs and they help youth to be at the centre of not just healthcare policy
but doing health and celebrating heroines whose service inpacts the laregst number of peoples futures. Extraordinary peer
to peer impacts in action learning in schools become possible when young nurses are a community's most linked in networker.
Cross-cultural community celebrations also become grounded in the right stuff.
The grameen technology lab in japan (Kyushu) is helping to build an integrated data monitoring device linking
in members banking and health records; the Glasgow Caledonian Social Business professorship is first in world to model
the microeconomics connections of job creation banking and health. Papers published in inaugural issue of Journal of Social
Nutrition, paricularly of members children, has been a core focus of Grameen's 16 decision culture from the
outset. This guides what investments and innovations members define as critical to sustainably ending village poverty.
One of Dr Yunus' first entrepreneurial solutions beyond financial services (1983) was to help cure night blindness of
members children - the simple solution was for bank managers to distribute 1 taka packs of carrot seeds so as to improve
the childrens vitamin intake. The first global social business partnership with Danone in nutritious yogurt was also targeted
at members children's nutrition. On winning the Nobel Prioze in 2006, Yunus announced renewed partnership searches of Grameen
How Can Universities Help Catalyse Unique Global Social Business
Grameen Nurse Institute is an inspiring,
if brand new example of a Social Business, for the world to map, action and learn around. It probably would never have happened
if Dr Yunus hadn’t gone to talk at a University and found that the University and he wanted a lifelong partnership –well
2 actually! The second partnership is Grameen Bank Glasgow which may become one of our favourite cases in next years’
annual if it proves to be the first Grameen Europe bank to become a regional benchmark. (references British Council http://www.britishcouncil.org/new/about-us/75th-Anniversary/lecture-series/Muhammad-Yunus/: BBC http://news.bbc.co.uk/2/hi/uk_news/scotland/8134491.stm ) For now we will focus on the story of Grameen Nurse Institute. It’s a fantastic example of
job creation in a sector with rising global demand, and demonstrates how social business shares out that surplus for all parties
integrating around the poorest, and not just for the few who see the most bucks to make.
On driving Dr Yunus to his talk and awards ceremony at Glasgow Caledonian University , compatriot
and university lecturer Dr Zasheem Ahmed asked Dr Yunus whether he knew that Glasgow Caledonian was one of the largest trainers
of nurses for the UK national health Service. Seeing that Dr Yunus looked interested by the remark he asked why not ask Vice
Chancellor to lend you some of Caledonian's trainers in Bangladesh. This has catalysed a chain of partnerships that less than
10 months later were one of the most inspiring announcements of Clinton Global Initiative 2009. In particular. Dr Yunus had
hunted out Nike Foundation who have branded their focus around Girl Power with extra support from one of Buffett Family Foundations,
Novo. How could they refuse to join in what is probably the truest Girl Power Social Business of them all.
Dr Yunus has long been looking for an opportunity to start up a Free Womens University , a
social business model which as far I know began as a unisex one in South Africa at Cida thanks to founder Taddy Blecher, though
it too quickly attracted girl power supporters in the likes of Oprah Winfree. She wanted the alumni of her own school for
girls to seriously consider graduating at CIDA. Another early fan of CIDA was the entrepreneur who won 2nd
prize in Richard Branson’s tv reality apprentice competition Rebel Billionnaire- her prize being the money to start
a girls charity. Those who know of Branson’s own social business Virgin Unite will see it more or less launched itself
out of CIDA. The Free University model, broadly speaking, offers to train a graduate in some life critical service or practical
entrepreneurial innovation for free. In return, the CIDA graduate commits to spending their next several years serving rural
or poorest parts of the country.
So now the
partnership of Glasgow Caledonian as a Yunus Centre- one that is now advertising the world’s first social business chair
in health – Nike Foundation and an emerging chain of partners is building Grameen Nurse Institute.
When Dr Yunus won the Nobel Prize he told his friends that health partnerships would be his
big new priority. His social business pop group at the time The Green Children raised a million dollars which
was enough to build 2 replications of the aravind eyecare hospital (started in India – se separate entry). These facilities
were opened within a year of starting up. Dr Yunus also has a social business partnership with a hospital construction group
However perhaps the most deeply practical
dynamic to know about the Grameen Nurse Institute Plan is that it intends to send its trained nurses to serve at Grameen members
rural health insurance branches, and of course to encourage neighbourhood school girls through peer groups to learn first
aid, and perhaps become the next graduates of Grameen Nurse Institute. Grameen’s Health insurance http://www.grameenkalyan.org branch began in 1992 and still focuses on diagnosing illness and recommending
where to go or what pills to take for the cheapest cure (that part being a co-pay the patient makes). It seems like a good
deal to us as Grameen Kalyan is still quoting Grameen Bank members annual insurances for the family at two dollars in those
locations it operates. The main block to this most economical service in the world of health spreading across rural Bangladesh is
trained personnel. The several hundred current staff of Grameen Kalyan are probably the most productive medical and economics
network you will find anywhere –as always rsvp firstname.lastname@example.org if you spot a candidate for that social business roll of honor
Can Grameen Nurse Institute be a benchmark for renewing
girl power and community healthcare?
Why not web
round Grameen Nurse Institute as most valued girl power social business on the planet. Dr Yunus is busy showing how to
connect partnerships of medical technology companies now that most diagnostics and some procedures can be examined remotely
through the net –ie the top expert doesn’t have to be in the field to empower fieldworkers as mobile nurses or
para medics. These partnerships look set to keep on growing as the head of Grameen America, Vidar Jorgensen, makes his own
for profit living with America’s largest heath conferences http://www.worldcongress.com/ The time I met Vidar he explained that he had a hobby of searching the world for unexpectedly economical healthcare services
in poorest places and had discovered where they appeared they were usually connected with a microcredit. So that’s why
he originally partnered Dr Yunus. This was years before Dr Yunus met up with the social entrepreneurs of
Ashoka and Jeff Skoll’s Oxford world championships, and asked them why not become sustainable as social business
entrepreneurs. History shows that many communities’ proudest creations were hospitals as social businesses- the 2010s
can rediscover the huge vocational values that were once the heart of the medical profession and which heroines like Florence
Nightingale empowered the world’s most loving girls to mother.
Rest of this web is a fan site - help us connect the most relevant
social business case news as well as anyone who can help Bangladesh Healthcare or who wants to replicate extremely affodable
system solutions email@example.com washington DC tel 301 881 1655
GrameenHealthcare is a fans web inviting your support connecting how to collaborate around Muhammad
Yunus goal to design a national healthcare system for Bangladesh starting with services social business designed round the
world’s poorest women entrepreneurs and their families
The first global Grameen supporters
club meeting took place in Wolfsburg near Berlin Nov 2009- we have annotated what we have recalled who among these 1000 leaders
and fans connects what with health. Please tell us if you search out more details than we have noted- and especially if you
have suggestions of who else can collaborate around this extraordinary sustainability goal
wish to open source action learning on how peoples can design extremely affordable healthcare systems to anywhere else worldwide
where peoples wish to see this life critical demand and supply designed sustainably for all
Friday, July 29, 2011
extraoirdinary advances include
France 24 reports that researchers at Hebrew Uni in Israel expect within 3 years
to enable any mobile phone to take a photo of a persons finger in such a way that malaria can be diagnosed
GRAMEEN CLINICS 48 Grameen Clinics (GCs) have been established across
Bangladesh that include a laboratory and pharmacy, and satellite camps along with community health outreach, and emergency
services. The GCs are associated with a local Grameen Bank Branch and are led and managed by a licensed physician, who is
assisted by one or two paramedics, a laboratory technician and six community health assistants. This network currently operates
with 93% cost recovery. The GCs typically serve a population of 50,000 persons living within 8-10 kilometers of the clinic.
For more information please visit: link
MICRO-INSURANCE PROGRAM A vital component of these health programs is the accompanying micro-health insurance scheme to encourage positive health
seeking practices. This serves a dual purpose of enhancing utilization of health services and improving cost-recovery to achieve
sustainability. An integral part of the Grameen approach is the ?sixteen decisions? which guide all GB borrowers and their
families toward productive living. Indeed, more than half of these 16 decisions directly address the health and well being
of borrowers and their families. Thus, the basic principles of learning organizations and an overall vision to support the
well-being of the poor have been pillars of the Grameen approach.
EYE HOSPITAL Opened in 2008, the first Grameen Eye Hospital is modeled after the successful Aravind eye hospitals
in India. These targeted to perform 50,000 eye examinations and 10,000 cataract operations per year. The hospital charges
its patients based on their ability to pay, with wealthier clients charged at a normal rate and the poor at subsidized. Everyone
receives the same high-quality treatment. The key to the success of the model is a system that delivers very high quality
and standard eye care services at an affordable cost by using high volume and having highly trained technicians doing most
of the examination and preparation work so that ophthalmologists can focus on the operations.
Social Business Joint Ventures
Grameen Danone Foods The Grameen and Groupe Danone entered into a
joint venture agreement effective from March 2006, to form a company called Grameen Danone Foods - a social business enterprise
in Bangladesh. Grameen Danone Foods brings daily healthy nutrition to low income nutritionally deprived populations in Bangladesh
and alleviates poverty through the implementation of a unique community based business model.
Grameen and Veolia Water agreed in March 2008 to set up a new company called
Grameen-Veolia Water Ltd to supply drinking water to the poorest people of Bangladesh. Its mission will be to operate several
water treatment and production plants in the poorest villages in Bangladesh. At the end of 2008, the first plant, has begun
supplying water suitable for cooking and drinking to 25 000 inhabitants of Goalmari, a village 100 km. from Dhaka. Consumers
pay a price that is set on the basis of what they can afford. All the profits will be reinvested in the further development
of the project.
BASF Grameen Ltd. will start by utilizing two products from BASF’s
portfolio: dietary supplement sachets containing vitamins and micronutrients, and impregnated mosquito nets that offer protection
against insect-borne disease. BASF will contribute €200,000 initial investment, funds for one million sachets of vitamins
and micronutrients and 100,000 mosquito nets. Grameen’s contribution includes its knowledge of the market, distribution
structures and networks in Bangladesh.
Integrated Network of Hospitals, Medical Schools, and Clinics A new Grameen
University and Hospital in Bangladesh will be an important focal point of the project. This hospital and university will be
developed into one of the most advanced in the country, treating patients from all strata of society with the best methods
possible. Additionally, a strong research and training component will be attached to every aspect of the hospital and university.
The university will focus on training doctors, nurses and technicians that will be critical to the growth and effectiveness
of the overall network.
The hospital will have branches all over the country, including 30 district Grameen Hospitals;
5 of these will be larger regional Grameen Hospitals located in bigger cities. There will also be up to 3,000 or smaller technician
staffed community ambulatory clinics. These clinics will be organized to serve the entire local population in addition to
Grameen borrowers. All these centres will have their own research and training components in addition to the quality treatment
and primary Healthcare facilities.
Corporare partnership experiments with Grameen Kalyan
In September 2008, Grameen Kalyan collaborated with Pfizer Inc., General Electric (GE) Healthcare, and Mayo Clinic in pursuit of scalable models of healthcare and micro health insurance delivery in Bangladesh. Each of the partner organizations
was chosen due to its respective field: Pfizer is a global research-based pharmaceutical company, GE Healthcare is a global manufacturer of medical devices such as ultrasounds, and Mayo Clinic is a large non-profit that operates medical schools, and medical treatment and research centers in the United States. The
partners will evaluate ways to improve Grameen Kalyan’s existing system, and in September 2009, will propose business models that aim to scale and replicate the model in other developing nations.
Grameen Kalyan’s new alliance will reportedly
focus on the following five areas:
(1) Implementing primary health promotion and disease prevention
programs, including maternal and child health promotion and nutrition programs.
Grameen Kalyan’s current healthcare delivery and HMI programs.
(3) Establishing permanent training
programs for nurses, technicians and physicians.
(4) Reviewing operating efficiencies
and the types of services offered by Grameen Kalyan’s clinics.
(5) Introducing genomic, epidemiological, and outcomes research
capability to increase prevention and treatment of diseases particular to Bangladesh
Microinsurance Type Preventive and curative
Group or individual product Individual
requirements Grameen Bank borrowers and their families or villagers living within 8 km of each GK health centre
Rejection rate No one is rejected
Voluntary or compulsory Voluntary
Product coverage (benefits)
• 25% off retail price of 15 essential basic medicines
• 10% off retail
price of other medicines
• 30-50% off normal pathology tests
50% off referred consultation fees
• US$8.52 –
17.04 provision for other hospitalisation costs
• Up to US$34.08 for pregnancy related costs
• Free annual
check-up for head of household
• Free immunization against six diseases
Free house visits by female health assistant
Key exclusions No specified exclusions31
Pricing – premiums US$2.04/2.56 (GB/non-GB) per year
Pricing – co-payments and
Medical consultation fee: US$0.09/0.17/0.85
Pricing – other fees No other fees
At little over $2 per year Kalyan's
secret as a world's most economical health insurance program is to focus on greatest needs; diagnosing
the most common illnesses, recommending cure, and maintaining statistics (mobile tech) that help minimise epidemics etc;
it also increasingly offers screening (eg maternal diagnostics) and as part of Grameen's microbank of social business
models is a foundation to interface with other most economical solutions and collaboration partnerships of Building Social Business (Muhammad Yunus main focus since 205) . Historically Kalyan's replication has been constrained by lack of rural nurses-
that's why the new grameen nursing college (2010) which connects with Grameens secondry school scholars creating jobs
for girls is a win-win-win that keeps on multiplying
GRammen K originates as solution to these
A study undertaken by Dr. David Gibbons and Helen Todd
1992 found that after 10 years of Grameen borrowing, 58% of the members had lifted
themselves out of poverty,
compared with only 18% of non-borrowers. Of the 42% of
borrowers who failed to improve their socio-economic
condition, 60% had experienced a
serious illness within the family that drained family resources.29
"Other health insurance
providers would be too expensive for our members and will not always cover HIV-positive patients," explains Jamii
Bora's Kibera ... www.guardian.co.uk/.../professional-insurance-uninsurable
- Cached -
Jamii Bora Trust
also offers life and health insurance, including services for HIV-positive clients. Jamii Bora
means “good families. ... www.unitus.com/unitus-in-action/growth...mfi.../jamii-bora-trust
- Cached -
Social Business Case - Aravind -eyecare open source property asserted by The Social Business Action Team - Q&A welcomed by team - chris.macrae @yahoo.co.uk
Aravind is one of social business cases I like to refer people to first for the simplicity of its evidence that it has systemised
a 10 times more productive design.
Some economies of social business compound over time – eg the way that
the traditiona grameen bank was not just a system deign to create jobs for wome villagers but an investment in the whole next
generation’s literacy and health.
In contrast most of Aravind’s prrof of economy is evident as soon
as a branch of the franchise opens. Aravind’s goal is to eradicate needless blindness by designing the most simple and
most productively energised eyecare hospital for cateracts. It origin is a surgeon in India who wanted his lifelong
knowledge to be linked together into an open source franchise. The case came to fame from CK Prahalad’s searches at
the turn of the millennium for 10 times more economical systems when designed to serve bottom billion markets.
One of Aravind's chief advisers during the design stage was Larry
Brilliant. Eyecare has always been one of his developing world specialties though he is known as the doctor who saw the last
smallpox case eradicated. And was the first CEO of google.org
Basically 10 times more economical is achieved by
training staff in exactly what support care is needed. A score of actual surgeons are supported by hundreds of para-nurses
but it turns out that their duties of care are not advanced technically. Aravind trains village girls to be para nurses in
a few weeks. This achieves a triple win – job creation, a wage that is very good for a village girl but much less costly
than a nurse who is professionally qualified in everything that hospital nurses are responsible for outreach to a market of
blind people who could not afford hospital price norms paid by healthcare services that start at the top of the market.
Of course this is a hi-trust healthy franchise where lawyers etc are banned from either side of a contract between
patient and hospital. Not that there is any sign that Aravind results are less safe than other eyecare hospitals.
Another feature is that patients pay what they can afford. Typically the maximum charged is a third what other eyecare hospitals
charge but this subsidizes many patients who can’t afford to pay at all to end their blindnness. Across 5 franchises
in India, 200,000 operations ending blindness are conducted each year. The franchise has been replicated across nations. Bangladesh’s
Grameen has so far built 2 eye care replications – each needing about half a million dollars to build the hospital and
start up. The fundraising for these two replications was done by the responsibility pop group www.thegreenchildren.org
S2 sustainability model (provided
operations work) made simple as almost unlimited demand for rural nurses jobs
A3 Girl power nurses can be economic
backbone of whole rural health system- a global aid foundation would not have local connectivity across age groups to turn
nursing from almost 0% girl’s vocation to main one
A2 Nike foundation aims to be number 1
in girl power and this looks like a defining girl power project
A1 Glasgow caledonian’s trainers
for UK NHS catalayst to get whole chain of partnerships flowing
C1 C2 Both quality of replication and
transfer modes supported by existing grameen kalyan branch structure, moreover C2 Yunus experimenting with lots of mobile
ap. transfer in medical field
C3 Why now worldwide womens social networks get behind this
is the people's healthcare a crisis action issue in your place - tell us if so
eg chris --
got a fight on our hands. Powerful insurance companies are pulling out all the stops to defeat the President's plan for health
reform. They're spending seven million bucks a week on lobbyists, blanketing the country with deceptive TV ads, and just funded
two high-profile "reports" to distort what reform would mean for you.
I know their game. I was in the
Senate the last time health reform came around, and I saw the special interests savage our efforts. Frankly, under the old
rules of Washington they were nearly impossible to beat. But now, thanks to you, the rules are changing. All the lies, scare
tactics and lobbyist shake-downs in the world are no match for the incredible work of Organizing for America supporters like
you. That's exactly what frightens them so much -- and it's what Barack and I are counting on.
After decades of
false starts, we're now just a short time from finally passing real reform. Every member of Congress will soon have to cast
their vote. As real change draws near, you can bet the insurance companies will hold nothing back. That means OFA will need
the extra resources to beat back whatever attack they can dream up next. Here's the bottom line: it's not time to let up --
it's time to double down.
When I talk about you changing the rules in Washington, here's what I mean: This week, crucial negotiations
on Capitol Hill are shaping a comprehensive reform proposal. At the same time, the insurance companies' phony reports are
grabbing headlines and their lobbyists are twisting arms. But your work is keeping them from setting us back.
Tuesday, OFA supporters around the country organized more than 1,000 local outreach events and generated an astounding 330,000
calls to Congress from constituents telling their representatives that "it's time to deliver." From my years in
Congress and my conversations with Senate colleagues this week, I can tell you with confidence that your message broke through
and you helped keep us on track.
If this fight were only about guaranteeing the choice of secure, quality, affordable
care for every American, it would be worth everything we could throw at it. But as Barack reminded us this week, this fight
for change is now about something even bigger: a test of whether or not "we as a nation are capable of tackling our toughest
challenges, if we can serve the national interest despite the unrelenting efforts of the special interests; if we can still
do big things in America."
I believe we can. And Barack believes we can. But what really matters is whether
you believe we can. If you do, now is the moment to make it happen. Please contribute today: